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Where does the money go that I prepay into the plan?
By South Carolina law, Goldfinch Funeral Home will deposit the money received toward a Goldfinch Funeral Plan into a Trust, where it cannot be released to us until after the funeral you have chosen has been provided for you. 100% of the money you have pre-paid will be used for your funeral.
How can I be sure the funeral home won't charge my loved ones more at the time of my funeral?
Goldfinch Funeral Home is contractually obligated to provide all of the service and merchandise included in your Goldfinch Funeral Home Plan. The only change would be if the survivors would wish to purchase any merchandise or service in addition to the prearranged plan.
What if the cost of the funeral service I prepay is greatly increased in actual cost at the time of my death?
By contract, Goldfinch Funeral Home can never charge more for any of the services and merchandise that you have chosen to be included in your Goldfinch Funeral Home plan, no matter how many years prior to use your plan was established.
What if your funeral home is no longer in business at the time of my death?
Because your money is held in a certified Trust governed by South Carolina law, it will always be there for your funeral, even if Goldfinch Funeral Home were to be purchased or go out of business.
What if my family moves out of the area before I die? Do we lose the money paid to Goldfinch?
Should you move outside of our service area, your Goldfinch Funeral Home Advance Funeral Plan may be transferred to the funeral home of your choice, depending on the plan.
Won't my life insurance benefits cover all my funeral expenses?
It may, but aren't your life insurance benefits intended for your spouse's security or your child's education? Also, the cost of a funeral continues to rise, while your life insurance benefits may not increase over time.
Doesn't Social Security provide a death benefit?
Social Security provides a lump-sum payment of only $255, only if you qualify!
Can Goldfinch Funeral Home ever cancel my Advance Funeral Plan?
Absolutely not. The Goldfinch Funeral Home Advance Funeral Plan is a permanent lifetime protection. So as long as payments are paid on time, your agreement can't be cancelled because of your age, health, or any other reason.
Shouldn't I wait until I'm older to deal with this?
No. The younger you are, the more you have to gain. Prices will continue to rise until you freeze your costs by your purchase.
How do I know you will really put my money in a Trust?
Each Goldfinch Funeral Home Advance Funeral Trust is registered with the State of South Carolina and all Trust Fund records are periodically audited to assure the deposit of funds.
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